If you look after someone who can’t look after themselves, you might be wondering about Carer's Allowance. It’s a government benefit that gives you a little extra money for the time you spend caring. In this guide we break down who can claim, how to apply and what you’ll actually get paid.
First off, you need to be 16 or older and not in full‑time education or training. You also have to care for someone who receives a qualifying disability benefit – that’s usually Attendance Allowance, Disability Living Allowance, Personal Independence Payment or the care component of a health‑related benefit. The person you care for must need at least 35 hours of help a week, and you must be providing that care yourself.
There are a few extra checks. You must be earning less than £132 per week after taxes, and you can’t be getting a similar benefit for the same caring work. If you’re married or in a civil partnership, your partner’s earnings count toward the limit too.
Applying is pretty straightforward. You can start online on the government website, or request a paper form by phone. The form asks for details about the person you care for, the amount of care you provide and your own earnings. Have recent payslips or bank statements handy – they’ll ask for proof of income.
After you send the form, the Department for Work and Pensions will review it. It usually takes 2‑3 weeks, but if they need more information it can be longer. Once approved, you’ll get a weekly payment of £73.55 (2025 rate) straight into your bank account.
Remember, the allowance is taxable, so it might affect your tax code. Also, receiving Carer's Allowance can affect other benefits like Housing Benefit or Universal Credit, so check how it fits into your overall financial picture.
Common pitfalls include forgetting to tell the DWP about a change in your earnings or the care hours you provide. Even a small increase in your weekly income can push you over the £132 limit and stop the payment. Keep a simple spreadsheet of your earnings and update the DWP within 7 days of any change.
If your claim gets rejected, you have the right to appeal. Request a mandatory reconsideration first – they’ll look at the decision again. If you still disagree, you can take the case to an independent tribunal.
Bottom line: Carer's Allowance can make a real difference for anyone juggling work and full‑time care. Make sure you meet the eligibility rules, gather the right paperwork and stay on top of any changes. With a bit of organization, you’ll get the support you deserve without unnecessary hassle.
Turning 66 changes how UK benefits work: most can't be combined with State Pension. Carers may lose Carer's Allowance payments, while working-age benefits like Universal Credit also stop. However, underlying entitlements can boost Pension Credit, and smart planning is needed for anyone thinking of deferring their State Pension.
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