1st Quote - Motor Insurance

About 1st Quote Motor Insurance

At 1st Quote
1st Quote strive to provide their policy holder with the best insurance cover at the lowest possible price. They have in place for your benefit many long standing schemes across the Insurance Market, and with the aid of superior technology and an innovative approach to their business 1st Quote are confident of meeting all your motor insurance requirements at the right price.

1st Quote's head office employs over two hundred staff and handles over 3 million calls every year.

Over Thirty Years Experience
As a long established nationwide tele-broker, 1st Quote pride themselves on their ability to quote for any insurance risk, regardless of age or experience, and with their knowledge of the Motor Insurance Business 1st Quote will ensure that when your policy falls due for renewal their premiums will be the cheapest available without compromising your cover. 1st Quote's Quotation and Renewal Teams are on hand to take your call seven days a week from 8.00am to 9.00pm.

Customer Helplines
1st Quote are committed to supplying you with the best possible advice. As a policyholder you may at some time in the future wish to change your car, add a driver or arrange a Green Card. Whatever the reason 1st Quote have in place twenty five Customer Service Help Lines which are manned every day, including Sundays, to offer a speedy and responsive service.

Claims
In the event of an accident or a claim their dedicated Claims Department will endeavour to have you back on the road in the shortest possible time and where possible will recover any Uninsured Losses you may have suffered on your behalf.

1st Quote - Buying Insurance Online

Top Tips for Avoiding the Pitfalls
Insurance is something we all need but are reluctant to get. These days you can insure your car, your house, yourself and even your pet (and Im not talking about a thoroughbred horse). There are hundreds of companies offering various deals but its clear that the future of insurance, as with everything else, is on the Internet.
In the past few years a raft of companies have launched online insurance services but as a consumer, how do you know which one to go for? On the Internet there are plenty of deals on offer and finding the best one is not always obvious. There are certain areas which need to be avoided and the best way to do so is to read on&

Go with someone you can trust
Dont take unnecessary risks by buying from a company that isnt established and reputable. Look for someone with a good, solid history and make sure they are recognised or accredited by the industry. A number of insurance companies are cropping up online and its not always clear whos behind them.

Look for someone with bricks and clicks
Make sure the company you choose has more to offer you than just a website - no matter how flash it might be! Most insurance brokers/companies worth their salt will be backed by a network of sales staff and a call centre. Some sites may be set up without the necessary technical know-how. This will cause frustration as your policies will not be processed efficiently and sometimes not at all.

Help! Can they deliver instant assistance?
You dont want to be left in the lurch when youre on the website and you want to ask or question or encounter a problem. Do they have backup i.e. contact details (not just an email address)? Make sure theres someone you can talk to straight away if you want to double check that the policy youre buying is the right one for you.

Content is Important
Do they have a good, broad product range? Is their site fully functional (not just a dump of policy mumbo jumbo on a website for the sake of it) and easy to use? Are they constantly adding new services, new functions? Your aim is to get the cheapest quotes quickly and with the minimum of fuss - does the site you use give you this?

Paying Online & Playing it Safe
As a rule consumers are cautious about online payment, and rightly so. There have been cases of Internet fraud and the last thing you want is for millions of people to have access to your credit card details! However, the ability to pay online is important as it enables you to get instant cover 24-hours a day, unlike phoning a call centre that may only be open during working hours.
If youre paying online, the most important thing to look for is a security encryption. The site must be fully secure for e-commerce transactions. Most sites will be clearly marked with the necessary proof of security (BT Trustwise for instance) but dont take this for granted. Its also important the site accepts all forms of payment (credit/switch/direct debit etc). You dont want to go through the process of booking the insurance only to find you cant pay for it!

Details! Details!
Filling in forms, like queuing, is the bane of our lives but unfortunately it needs to be done. Believe it or not a site that doesnt ask the relevant questions may not give you the best deal. Broker sites ask more questions as they are required to do so by the insurers they operate for. However, a little more time spent filling in the form may ultimately save you a considerable amount off your quote.

Shop Around
There are some very competitive insurance offerings available on the internet - and surfing the web makes it easy for you to shop around for a good deal. Direct insurers are safe but dont always offer you a good deal. Insurance brokers can often offer you excellent products at much more competitive prices as they arent tied to just one provider. Just because larger firms have the budget to advertise, doesnt necessarily mean they can offer the best deals. The Internet holds a great deal of information so why not explore - shop around, you wont regret it.

Guarantees & Refunds
Does the company offer any special incentives such as money-back guarantees? This highlights the insurers commitment to its customers - i.e. if you find a cheaper deal elsewhere, 1st Quote will match it or refund the difference! A money-back guarantee can assure you youre not being stung. Also keep an eye out for special promotions and deals such as one months free insurance if you pay monthly. You could end up saving a great deal of money in the long run.

The future of insurance services is Internet-driven and though this future looks bright there are pitfalls to be avoided. Hopefully this handy guide will help you navigate your way to finding the right online insurance policy that meets your needs and suits your budget.

Welcome to CARline at 1st Quote

Whether you're insuring a Fiesta or Ferrari, Lamborghini or Lada, 1st Quote's CARline has the best deals for you.

Remember 1st Quote offer quotes from over 30 insurers so you'll always find the best policy to suit your needs. Choose between comprehensive, third party fire and theft or just third party insurance and buy instantly online 24 hours-a-day, 7 days-a-week.

1st Quote worries about finding you the best quote so you don't have to.

1st Quote are only able to offer insurance cover for people who live in England, Scotland and Wales. Policies may be purchased on-line.

James House,
321/323 High Road,
Chadwell Heath,
Romford,
Essex
RM6 6AX

https://www.1stquote.co.uk