121 Motor Insurance - Motor Insurance

About 121 Motor Insurance

Motor insurance is likely to be the most expensive general cover you get. Because of this, you would be well advised to research your options before you commit any money to it. You can find yourself paying from as low an amount as £100 a year up to around £5-6000 a year, which is a tidy sum considering you ideally won't have to claim.

The most important thing is for the insurance that you get to meet your needs. It is quite easy, and quite common, for people to overpay for their motor insurance (of course, not those who take this site's advice!). However tempting it is to underpay for your Motor insurance, do not do it, because not having enough cover for your car could be disastrous.

The fact is that you are not permitted to use a car if you are not insured. Motor insurance provides you with cover for all of the risks inherent in using a vehicle. If you should be party to an accident where people or their property are damaged, you may have to pay thousands of pounds of compensation, and you should be covered for this.

You may also see your car as an investment that needs to be protected. Maybe your car will need repairs if damage occurs to it. Perhaps you may need to replace it as it has been deemed not to be roadworthy. Motor insurance will enable you to do this.

How 121 Motor Insurance can Help

Before you part with motor insurance premium money, you could do a lot worse than arm yourself with the wide variety of information on the 121 Motor Insurance website. Perhaps you would like to understand the principles behind motor insurance, or the laws that govern the need for motor insurance. Maybe you are confused by the different types of policy that are available to you. If so, you can learn about the 'Act Only' policy, which may be little known, but is the lowest amount of cover available. Third party, third party fire & theft and comprehensive cover are also explained by 121 Motor Insurance. You should be careful with comprehensive cover, by the way, as not ALL risks are taken care of by it, despite the name.

121 Motor Insurance also explain to you how you can claim for recompense should you be involved in an accident or another type of 'claim event'. They look at accidents involving damage to yourself, your vehicle, other people and property.

121 Motor Insurance also advise you on how to lower your premiums, how to get the cheapest premiums and what the factors are that could cause your premiums to be raised.

Then 121 Motor Insurance cover driving abroad, women only, high performance and insurance for young drivers. Finally, there's road tax, and how to make complaints.

121 Motor Insurance Advice,
51 Queen Victoria Road,
Llanelli,
Dyfed
SA15 2TR

http://www.motor-insurance.uk.net