InsuranceWide.com - Motor Insurance
What you need to know about InsuranceWide.com
Freeserve, the UK's leading Internet service provider, is today launching its insurance channel - InsuranceWide.Com - in a move which will not only reinforce its position at the forefront of internet development but also greatly enhance the choice for consumers in the UK to buy competitive and high quality insurance over the internet.
The new insurance service, a joint venture including GlobalNet Financial.com, an international multimedia provider of on-line financial services and Cox Insurance Holdings plc, an integrated Lloyd's vehicle and one of the UK's leading personal lines insurers, will offer the insurance buying public high quality personal lines insurance, with some of the most competitive premiums on the market. The site will also feature topical insurance information including market trends and tips and advice for motorists and homeowners.
Visitors to Freeserve, or who go direct to www.insurancewide.com, will be offered motor insurance, travel insurance and motor breakdown cover initially and then a wider range of insurance products, which will be rolling out during 2000 including cover for homes, pets, motorbikes, caravans and health. As well as general personal lines products, InsuranceWide.Com will also offer an extensive range of other insurance products from the Lloyd's portfolio which, until now, has not been directly available to the consumer.
Unlike many other online insurance sites, InsuranceWide.Com offers a quick, efficient service asking only a minimal number of questions to obtain a quotation. A premium is then calculated immediately giving an option for the policy to be accepted on-line, giving the customer instant cover, which can be paid for securely by credit, debit card or by instalments.
InsuranceWide.Com will be able to provide motor insurance quotes to the majority of motorists without 'cherry picking' only the good risks.
InsuranceWide.Com is confident that consumers will obtain highly competitive insurance due to the number of strong and established insurance companies on its panel - currently these include Royal & Sun Alliance, Zurich, Norwich Union, AXA, Cornhill and leading Lloyd's syndicate Equity Red Star.
A customer helpline will be available 24 hours, 7 days a week for insurance queries or advice on using the service.
Customers can be guaranteed the highest quality claims service and will be able to report a claim on-line or by calling the customer helpline.
InsuranceWide.com Motor Insurance - Important Policy Information
Principal Terms & Exclusions
Full details of the cover provided are contained in the policy document. As with all insurance policies there are exclusions and conditions which can also be found in the document.
The main terms are summarised below:
Quotations are provided from a wide range of insurers such as; Equity Red Star at Lloyds, Zurich, Royal and Sun Alliance, Cornhill, Norwich Union and Axa, giving you the benefit of a range of insurers and a competitive quotation.
- Courtesy cars are arranged free of charge wherever possible, when InsuranceWide.com approved repairers are used.*
- If you have maximum no claim bonus you can buy no claim bonus protection for an additional charge.
- The policy gives free travel for the insured vehicle within the European Union and certain other countries for up to sixty days at any one time.
- Comprehensive cover gives unlimited windscreen cover, subject to payment of the standard £50 excess, when InsuranceWide.com approved windscreen replacement company is used.
- There is £500 worth of cover for permanently fitted audio, and telephone equipment.*
- If your car is declared a total loss (write-off) during its first year of registration InsuranceWide.com will replace it or pay an amount equal to the sum you paid when the car was purchased.*
- InsuranceWide.com also offer payment by instalments, a 24-hour claims help line and a free uninsured loss recovery service.
* Applies to comprehensive cover only
InsuranceWide.com FAQ's Motor Insurance
Is it possible to include an additional driver?
Yes, after obtaining the provisional quotation on their website you proceed as follows:
- Click on "get confirmed quotation",
- Follow through the quotation sequence until you come to a question "who will drive the vehicle?"
- Click on the drop down box,
- Select the driving restriction you require,
- Continue through the rest of the questions to obtain a quotation.
I cannot find my car on the vehicle list?
InsuranceWide.com systems' vehicle listings are updated from information provided by the Association of British Insurers, if your vehicle is a new model, a code may not yet be available.
Do you insure Motorcycles?
At present InsuranceWide.com do not offer on-line quotations for Motorcycles, although they do plan to do so in the near future in the meantime a quotation can be obtained off line by telephoning Monday to Saturday 9.00am to 5.00pm.
Do you insure Vans?
No, at present InsuranceWide.com can only offer quotations for Private Cars.
I only want to insure my car for Third Party Fire and Theft cover?
A Third Party Fire and Theft quotation can be obtained, after the provisional quotation if you click on "get confirmed quotation" on their website, on the second page there is a question about cover. If you click on the drop down box, various options are shown.
Can I pay by instalments?
Yes, when you have completed the quotation and are arranging cover, InsuranceWide.com offer the opportunity to pay by instalments.
What does my premium include?
The premium includes the benefits (as defined under the policy cover button on the home page of the web site), also Legal protection cover (full details shown are given under the legal expenses button on the home page of the web site) and 17.5% Insurance Premium Tax
How can I pay for my cover?
You can pay the full premium by debit or credit card. Alternatively, you can pay a deposit by debit or credit card on line and 9 monthly instalments by direct debit from your bank account. You will need to sign a Consumer Credit Act Agreement form and a Direct Debit mandate which InsuranceWide.com will send you in this respect. Paying on line is via their secure server this uses advanced encryption technology to ensure your details are protected during transmission.
Library House,
New Road,
Brentwood,
Essex
CM14 4GD
http://www.insurancewide.com
|
