Girl Motor - Motor Insurance
Who Girl Motor Are
Girl Motor is a new company established by the Allen & Allen Group, to deal with the Internet business of the Group. The e-commerce business will trade from a newly formed limited company called Hyperformance Limited. The directors and shareholders of the company are Tony Allen, Steve McPherson, Lisa McPherson, Rob Taberner and David Harlow.
The roots of the group go back to 1968 when Dennis Allen started to transact business from his home in Twickenham. Tony Allen, the Group's Chief Executive, joined his father in 1971, and the company began trading as Allen & Allen in 1975.
Young drivers and high premiums were targeted initially, moving into the standard market in recent years. Being amongst the first intermediaries to promote telesales, the Allen & Allen Group has fought off the challenges from 'direct' insurers and continues to grow from strength to strength.
Companies included in the group are Allen & Allen, (the parent company), Hyperformance, Prestige, Autofirst (UK), (Highgate) Ltd, Insureyourmotor.com, Onfourwheels.com, GirlMotor.com and Centurion. Over the years the Allen & Allen Group has developed outstanding relationships with a large number of UK insurer's Lloyds syndicates. This means that they able to negotiate the most competitive premiums available, in the market place, without being tied to specific products or insurers.
Allen & Allen currently employs some 350 staff, who, between them handle excess 70,000 policies. They are very proud of their reputation for personalised professional service.
Girl Motor Client Fact Sheet
Non-disclosure
When requesting a quotation, Girl Motor must emphasise for your own protection the necessity of you providing Girl Motor with full and accurate information. To enable Girl Motor to ensure the best possible outcome in the event of a claim, please inform them of any material fact. Any inaccurate, misleading or omitted information may affect your cover.
Responsibility of Cover
Customers are reminded that it is their personal responsibility, under the Road Traffic Acts, to ensure that they are in possession of a current valid cover note or certificate of insurance before using the vehicle on the road.
Policy Fee, Charges & Interest
When you elect to pay by instalments, payments additional to the insurer's premium will be required to cover the cost of Girl Motor's credit advance. Adjustment and policy fees are charged for professional services. Girl Motor's current charges are as follows:
INSTALMENTS
INSTALMENT ADMINISTRATION FEE: £10.00
PROFESSIONAL ARRANGEMENT FEE: £10.00 (New Business & Renewals)
DUPLICATE CERTIFICATES: £10.00
POLICY ADJUSTMENT FEE: £25.00
DISHONOURED PAYMENT FEE: £10.00
Cancellation charges
Before you consider cancelling any policy Girl Motor strongly advise you to call them, as there may be an alternative more beneficial to you. Insurers often apply their short period charges upon cancellation of a motor policy. In some circumstances, for example following a claim, there may be no refund. The short period cancellation rate on annual motor policies varies between insurers.
In the event of cancellation, Girl Motor will deduct from the return premium a charge in addition to any commission they received for arranging the policy with the insurer. N.B. Legal, Breakdown Policy, PPP & Multicover Extra are all non-refundable.
Complaints procedure
Girlmotor.com have a real commitment to customer care. Girl Motor's intention is to be regarded as the company that puts their clients first. You can help Girl Motor to maintain this position by letting them know if you consider that Girl Motor's service has been unsatisfactory. Please address any comments in writing to the General Manager of GirlMotor.
Girl Motor Top Tips to Save Money
Top Tips to Save Money on your motor insurance
- Ensure that you do not increase the value of your vehicle in the hope that in the event of a claim your insurer will pay out more than the vehicle is worth. This will not happen! Your insurer will only pay the market value of the vehicle.
- You may stand to receive significant discounts should just you or you and your wife are named on the policy. The more drivers there are, the more expensive the premium.
- In the event of a claim, you will have to pay an excess. You can volunteer to pay a higher excess and thus reduce your premium substantially
- If your vehicle is not fitted with an immobiliser, then run a quote through as though one has been fitted, to see what saving can be made to your insurance. It may be financially viable to have one fitted. Please note that most insurance companies require proof that the immobiliser has been fitted.
- Often, if your vehicle is worth over £3,000.00, it can be cheaper to insure your vehicle comprehensive, than to insure it Third Party Fire & Theft or Third Party Only.
http://www.girlmotor.com
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